Untitled AI art by @systematic-prairie8

Create a realistic and professional book cover for a digital eBook titled 'Financial Freedom: A Beginner’s Guide to Controlling Your Money'. The scene shows a confident young adult (man or woman) sitting at a desk with a laptop, coffee, and a notebook, analyzing personal finances. There are elements like money icons, charts, or piggy banks in the background, with soft lighting and modern tones (blue, white, and gold). The environment is clean, motivational, and inspiring, conveying progress and financial control. Vertical format (1600x2560 px), with space for the title on top and subtitle below.