Untitled AI art by @amiable-maple6

Create a modern, youthful eBook cover image for a financial education book, without any text. Use a light and vibrant color palette featuring light blue (#B3E5FC), lilac (#E1BEE7), burnt pink (#F4A7A9), and pastel yellow (#FFF9A1) to evoke calm, clarity, and action. Incorporate subtle minimalist elements such as coins, a simple bar chart, or a small plant with soft, organic shapes, arranged in a balanced composition. The background should have a gentle gradient (e.g., light blue to lilac) or a delicate texture, maintaining a clean and inspiring aesthetic. Ensure the design feels harmonious, vibrant, and approachable, avoiding childish or overly corporate styles. Use a flat design style with smooth lines and a focus on simplicity.