Discover Your Financial IQ
Test your financial knowledge and find out just how savvy you are with money. Take this quiz to discover your Financial IQ!
1. What is your biggest money stressor?
Debt
Out-of-control spending
Lack of savings
Unstable income
2. How often do you review your budget?
Monthly
Quarterly
Annually
I don’t have a budget
3. Which money management tool do you prefer?
Spreadsheet
Budgeting app
Pen and paper
None
4. How do you prioritize saving money?
Savings first, expenses later
Save what's left at the end of the month
Only save when I get a windfall
I don't prioritize saving
5. How do you normally handle unexpected expenses?
Emergency fund
Credit card
Loan from family/friends
Ignore and hope for the best
6. What is your primary financial goal right now?
Paying off debt
Building an emergency fund
Saving for retirement
Investing in stocks
7. How knowledgeable are you about different types of retirement accounts?
Very knowledgeable
Somewhat knowledgeable
Not very knowledgeable
Not knowledgeable at all
8. What steps do you take to protect your identity and financial information?
Regularly monitor credit reports
Use identity theft protection services
Shred important documents
Do nothing specific
9. How do you manage financial discussions with your partner?
Scheduled, regular discussions
Discuss as issues arise
Avoid financial discussions
I don’t have a partner
10. How likely are you to consult a financial advisor?
Always consult before major decisions
Occasionally consult
Rarely consult
Never consult
